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(i) the partial or overall mobilisation in the equilibrium in savings ideas to the payment of instalments of credit history agreements certain by a mortgage loan with a residence intended to the participant's personal long term home with the participant, as well as instalments of credit rating for the construction or improvement of residence for very own long-lasting home, and transfers to housing co-operatives for long lasting housing solutions, They may be exempt with the minimum five-yr permanence need for mobilisation devoid of penalty, as long as they regard the assuming that they relate to amounts subscribed as many as 31 December 2022;

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